Mortgage Down is a new product from CSC Home Loans first launched in 2015<\/h2>\n
Licenced from Loan Reducer it’s available to Australian residents who have a Home Loan and an Investment debt or are buying an Investment property.<\/p>\n
Mortgage Down is designed to bring you the lowest owner-occupier home loan in Australia’s history.<\/p>\n<\/div>
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What is Mortgage Down?<\/h1>\n
All Australians want to own their own home. They want to own it sooner and with as much saving as possible. Mortgage Down is a split loan across your Principal and Interest (P&I) loan and your Interest Only loan on an investment property. It allows you to lower the home loan to a minimum floor rate of 0.60% (0.5% above the RBA rate) Your investment loan is capped at a ceiling rate of 5.69% (which is the margin above RBA rate as set by Loan Reducer)<\/p>\n<\/div>
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![](\"https:\/\/mortgagedown.com.au\/wp-content\/uploads\/2022\/02\/Mortgage-Down-Loan-Reducer-V2-1024x515.png\" "\\"Mortgage")
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As you can see by lowering the rate of your home loan it allows you to pay off your home loan faster and own your home sooner<\/h1>\n
To calculate your new home loan and your new investment loan rate contact your advisor.<\/p>\n<\/div>
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Lets look at the savings on the case study below<\/h1>\n
Find out if you can qualify for a lower home loan rate. Simply contact your advisor.<\/p>\n<\/div>
![](\"https:\/\/mortgagedown.com.au\/wp-content\/uploads\/2022\/02\/Mortgage-Down-Loan-Reducer-case-study-1024x499.png\" "\\"Mortgage")
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See what our customers have to say about Mortgage Down Loan Reducer<\/h1>\n<\/div><\/div><\/div><\/div><\/div><\/div>
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